August 2017 Challenge 

I have 2 challenges for myself this month.

  • NO pork for the whole month. Only chicken, beef or fish. Given this, I need more options for food as the office cafeteria may not always serve chicken or beef or fish.
  • NO clothes shopping. This one, I am thinking until end of this year unless there is an item I need that’s not in my possession right now. I want to save my shopping budget so that I can go on a shopping spree maybe next year hahahaha.

It’s just the 4th of the month so let’s see how things will work out.

Update (September 3, 2017): 

Success! I was able to say NO to pork and clothes shopping last month yehey! Continuing on to this month. One month at a time hehehe.

Goal: Buy Less, Want Less

Buy Less, Want Less

This was one of my goals in 2016 which I was able to successfully accomplish. I did not ban myself from shopping. I was just more mindful of my purchases. Besides, generally, I am not an impulsive buyer because I easily get frustrated especially when trying out clothes that I like but don’t fit hahaha!

However, I had my fair share of moments in the past where I bought things in the hopes that these will fit me after a month. As if. Of course it did not happen so those things go to the someday, maybe pile. And I don’t want to add to this pile anymore, hence this goal.

How did I do it?

In February 2016, I listed down every single clothing I own. I then set aside those that I cannot or don’t see myself using in the future and gave them away to my family. I had a hard time letting go to be honest, but I really wanted to purge so I just closed my eyes and dumped them in the “To be given away” bag.

I also assessed how many pieces of items I really NEED for each category. For instance, how many office blouses and pants must I own given my nature of work and work schedule? If I have x blouses, will I still have something to wear during the days I can’t do laundry because work is busier than usual or my social life was suddenly activated, hence no time during the weekends which I usually use for domestic chores? Do I really need more than 10 pairs of socks? How many casual shirts do I actually own? Do I need more? Do I need to give some away?

I did that exercise for maybe a week during my free time.The final output was a tally of how many I should have, how many I currently own, how many more do I need to buy or how many excess do I have and how many are in my someday, maybe pile and this includes those that fit in the past hehehehe. After all the tallying, while I lack a few items to complete my projected numbers, there are still a lot of items in the maybe, someday pile. And also, how in hell did I accumulate so many pairs of socks?!!!! Hahaha!


My inventory of the things I own as of February 2016.

I saved the stats in my phone. From then on, every time I want something, I check the stats first to see if I still lack items for that category. Most of the time, this curbed my impulse to just buy, especially if I see dismal numbers under “pile”. It also did not fail to remind me that I had enough stuff and no need to buy more. Once or twice though, I have to admit, I think I hoarded some shirts but simply because some of my current shirts already need replacements.

I need to update that file now since I think I still gave away a few pieces after February. I also now need to check the things I currently use, especially my office outfits, to make sure that these are still in good condition, colors included.

I also need to do this exercise again in case there are items I am now willing to let go.

I will continue doing this until I am able to fit everything in 1 panel of the cabinet in the apartment. But to be able to have everything in that 1 panel, I should really work hard in shrinking my body so that those under “pile” will be put to use again. I still refuse to give them away because these were favorite shirts and blouses when I was slimmer hahaha!

Aside from helping me purge stuff that I don’t anymore need, I also realized that at least I am not too attached to my things and that I can easily let go of them. I don’t even remember the items I gave away. I just get reminded when I see them worn by my sisters or my aunt. Hehehe.

2017 Goals

It’s a brand new year and so here is a list again to target to achieve for 2017.

  1. Visit at least 6 mountains doable via day hikes. I used to hike in the past years and I kind of miss that.
  2. Read at least 6 books.
  3. Attend at least 2 online courses related to my job.
  4. Start living a healthier life by starting my weight loss journey. I failed this in 2016 and I hope to have a successful start this year. My target is to lose at least 40 lbs. this year.
  5. Reduce my garbage footprint. I’ll talk more about this in a separate post.
  6. Stick to my 2017 financial budget.
  7. Continue construction of my Sayote Kingdom in Baguio, especially its exterior. The plan now is to work on a section as soon as there is enough cash saved.
  8. At least 1 local travel.
  9. At least 1 international travel. Thinking of South Korea in December just because I want to experience winter!

Keeping it short since I am still contemplating on going back to school and if that happens, most of my free time will be spent with doing school related requirements.

Financial Goals for 2016: Year End Review

Aannddd reality check for these 2016 financial goals too!


  • Completed! – as in done/finished
  • On track – met based on budget file
  • Not yet started – not yet started based on target start date on budget file
  • Quite – met but budget not followed (lesser than what was in my budget file)
  • Not met – target not met based on budget file
  1. Religiously pay SK-LU. 5 months to go! Excited to mark this as completed!
    • Mid: Completed! – Last payment made this month! Ahhhhh, so happy happy!
    • End: N/A
  2. Save 50k for processing of papers for SK-LU. After completing the payment in June, I’ll have the same budget reallocated to this.
    • Mid: Not yet started
    • End: Quite – Just need to save 35K as confirmed by agent. 85% completed.
  3. Religiously pay SK-Silang. 2 years to go.
    • Mid: On track – many more months to go :p
    • End: Completed! – for all payments for 2016. 1 year to go!!!!
  4. Save 50k for lot processing of SK-Bgo.
    • Mid: Quite – too many reallocations
    • End: Not met – saved amount will be used for the completion of the SK.
  5. Save 35k for CR of SK-Bgo
    • Mid: Quite – too many reallocations
    • End: Quite – the saved amount will not be for the CR yet.
  6. Increase EIP allocation to 3k/month
    • Mid: On track – started March 2016
    • End: On track
  7. Increase MF to 20k (carry over from previous years)
    • Mid: Quite – still catching up with the savings but haven’t made any deposits to FAMI yet
    • End: Not met – Reallocated budget for nieces, plus, I’ll stop my FAMI contributions for now.
  8. Add 20k-30k to COL
    • Mid: On track
    • End: Quite – 2K deficit to 20K. Was not able to increase this but I opened another investment account instead.
  9. Save 80k for Project BD (new in my budget file)
    • Mid: On track
    • End: Completed! – and even exceeded by a few thousands hehehe
  10. Religiously save 3k/month for niece’s tuition
    • Mid: On track – I can’t wait for her to graduate hahaha!
    • End: On track – Crossing my fingers that she’ll finish her studies on time.
  11. Set aside a Tulong fund
    • Mid: Quite – too many reallocations
    • End: Not met – I decided in the end to not allocate for this on a regular basis due to other allocations. I just check which ones to sacrifice if I need to shell out for items not in my budget.
  12. Continue saving for an international travel
  13. Set aside 10k for December 2016
    • Mid: Quite – too many reallocations
    • End: Completed! – met this, and allocated some more, hence the Tagaytay trip
7/13 – On track/Completed
3/13 – Not met
3/13 – Quite
Ok, happy to see that I was able to meet most of my financial goals. Those that were not met were because I had to re-prioritize and reallocate them to other things.
Praying for wisdom to better manage my financial blessings in 2017.

2016 Goals: Year End Review

Before I forget all about my year end updates for my 2016 goals, here it goes.

Just like what most companies do where they have regular business reviews, I also like to have at least a mid-year and year-end review of the goals I made early this year, just to check how I am doing and ensure that I am still on track.

This year’s focus will be: chill, family, health, wealth.


  • Completed! – as in done/finished
  • On track – met as of time of review
  • Not yet started – not yet started as of time of review
  • Quite – met but there were deviations
  • Not met – target not met
  1. Chill
    • Mid: Quite – There were stressful moments but I just kept quiet and pushed myself to just do whatever it is that needs to be done.
    • End: Quite – It was more stressful at work when the 2nd half of the year rolled in so my patience and grace under pressure was really challenged. The good news is, I survived!!!!  😀 😀 😛
  2. Buy less, want less
    • Mid: On track – All items bought were needed.
    • End: On track – While I think I went overboard with shoes last year, I still did not overdo it, that’s for sure.
  3. Stick with financial budget for 2016. I made a new list specifically for my financial goals after posting my 2016 goals in January. I just feel that it’s more effective and more inspiring for me if I track my financial goals separately.
    • Mid: Separate update here.
    • End: Separate update to follow.
  4. Get additional income stream
    • Mid: Not yet started
    • End: Quite – I tried something recently but I’ll still see how it goes.
  5. Spend more time with family
    • Mid: Quite – Spent some time with some siblings last Feb, to support my brother and his family since he lost his mother-in-law. Had a picnic at Burnham Park on Easter Sunday for my birthday celebration with family. No event in Q2.
    • End: Completed! – there were meet ups during the 2nd half, plus we siblings all made the effort to at least spend time especially during the holidays.
  6. Get down to my ideal weight
    • Mid: Negative. Pfffft!
    • End: Negative. Another pfftttt! Admittedly, I excessively ate all kinds of junks especially during those stressful months at work.
  7. Start training for a marathon
    • Mid: I am not sure about this anymore.
    • End: I am still not sure about this at this time.
  8. Push with Japan Travel
    • Mid: On track – Return tickets bought, accommodations booked.
    • End: Completed! – read all about our Japan adventures here
  9. Go back to school
    • Mid: Not yet started – Still undecided.
    • End: Not met – Things got crazy at work and that time, I thought that it was a wise decision to not take on too much as my stress levels were at its highest.
  10. Become an early riser
    • Mid: Quite – I have been forcing myself to sleep earlier in recent weeks so that I can wake up earlier. I try as much as I can to sleep by 12 AM, 1 AM at the most so that I can wake up at 7 AM, after 6-7 hours of sleep.
    • End: Quite – It really depends on what time I finish at work.
  11. Journal more
    • Mid: On track – My total posts to date are already more than my total posts for the whole year at least for the past 5 years.
    • End: Completed! – The fact that I completed my monthly updates for 52 weeks was already a guarantee that I was able to meet this.


4/11 – completed/on track

4/11 – quite

3/11 – not met

Thank you, 2016. Looking forward to my adventures for 2017.

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