MTM Program: State Your Purpose!

purpose“Write or type a clear and concise essay of not more than 300 words stating your purpose in applying to the Master of Technology Management Program and your plans for graduate study. If admitted, include your specific areas of interest, and assessment of your academic, mental, and emotional preparedness for graduate study, and your future prospects.”

After reading this for the first time, I just stared at it because my mind went blank LOL. I don’t know how to answer it. Should the answer be technical in nature? Are semi-flowery words accepted? Will I exceed the 300 words or will I just have one-liners? I don’t know. After several attempts at starting and deleting and staring my essay all over again, I’ve come up with this:

The purpose of my application to the MTM program is to have a formal means of gaining a broader understanding of the appropriate and efficient management of technology that is beneficial to both the company and the community. It is my hope that through this study, I would be able to make accurate decisions, devise strategies that are suitable for each technological challenge, and formulate programs that take advantage of technology but without compromising other areas as well.

Specifically, I am interested in topics where it tackles strategies for technology planning, financial aspect of technology management, how to maximize technology in entrepreneurship, legal issues in technology, and to have an understanding of the different components of technology and how to manage these individual components and the whole system as a whole.

Even though this is one of my goals early on, I didn’t rush to pursue higher studies right away. I first had to ensure that I am not in a crossroad in my career. I had to be sure that my purpose is not to just have a master’s degree but to have one that will help me become better in my chosen field. With these, and with the way I handled my undergraduate studies, I believe I am ready to pursue graduate studies.

So there you go. I tried to write from the heart and not just from what I think will impress the screening committee. I hope this will help convince them even just a bit LOL!

10th Year!

Feb. 10:
And just like that, my 10th year with my current company has started. That fast? I feel old…sometimes LOL! Anyway, thank you dear Lord for the gift of this job. It’s not always smooth sailing but the bumps are not something that will kill me :p. Cheers for the next 10 years? I honestly don’t know. Let’s see where my road will take me. For now, I am excited to receive my token of appreciation which they (company) normally give hahaha!

On Lent:
Today is Ash Wednesday, which marks the start of Lent. Keywords for this season: PRAYER, FASTING, ALMSGIVING.

Lupa at Future BF

Random text-versation about lot tripping and future bf and standards hahaha!

“At syempre iba naman ang lupa sa future bf hahaha. Ang bf, minamahal ang buong pgkatao. Ang lupa nagmamahal ang presyo habang tumatagal char! Hahahaha”

Happy weekend!

#walalang #boredsabus #dimakatulogsabyahe

Personal Finance: My FAMI Experience

FAMI1Hi everyone. I just wanted to share my First Metro Asset Management, Inc. (FAMI) experience.

I sent my initial investment last Jan. 11 via one of the Metrobank branches. On Jan. 14, I emailed pictures of the documents I sent them (emailed twice, both they did not reply to acknowledge but I was not worried :)) On the week of Jan. 14-18, I made a follow up twice via call but did not get to speak to the one receiving the documents nor anyone in charge of processing the placements.

Made another call last Jan. 22 and luckily this time, I was able to talk to the right person :). I was informed that my investment was processed on Jan. 16 and that my Confirmation Receipt (COR) was picked up by Air21 last Jan. 21 :). I was happy to learn upon checking that NAVPS were lower last Jan. 16 as compared to Jan. 11 when I submitted my docs.

On Jan. 23, my friend informed me that a package for me was delivered to her place. I used my friend’s address as my mailing address since I don’t have anyone to receive it in my apartment ( I live alone and my neighbors are also renters, no landlady/landlord who can receive it for me) and based from my readings in this forum, looks like the common problems are lost CORs. At least in my friend’s place, she’s usually at home. I also inquired if I can just pick it up from any Air21 branch closest to me but the guy said that’s not an option.

Things I did before my initial investment:

  • Read and re-read the Mutual Funds (MF) threads here (I really went back to the old threads, which I have also read 2 or 3 years back :))
  • Read some blogs about MF
  • I know that I am an aggressive investor simply because my goal for my FAMI investment is long term. But just for the heck of it, I reassessed my investor profile based on BDO’s questionnaire for their UITF investments (got it from their website). FAMI’s form also has a questionnaire but the grading is not available though
  • Browsed through the FAMI site mainly to check on how to invest with them. Honestly, until now, I haven’t yet read the Save & Learn Equity Fund (SALEF) prospectus and that’s Step 1 of their procedures hihihi. Still in my to-do list 🙂
  • This is out of my budget but since I really wanted to kick off my FAMI journey, I set aside part of my 13th month to fund this and the amount required to open a Metrobank account, which brings me to…
  • I opened a Metrobank account so that future top ups will be online (just because I’m a sucker for online transactions as long as I know it is secured hehehe). I’m not sure yet what to send to FAMI if I top up online. I’ll share with you after my actual experience 🙂
  • I took my time in filling up the forms (Account Opening Form (AOF), Investment Application Form (IAF), and Signature Cards). I think it took me 3 days before I was at ease with all the information I placed in the forms. I even Googled all terms I did not understand and there were a lot of them because Finance is not my field. Thank you Google hihihi.

My inital investment was just the minimum of Php5K for SALEF. Based on my COR, I was deducted Php100.00 for Sales Load.

Was it hard or complicated? Not really. I just followed the FOUR steps in FAMI’s website (there’s a mistake in the step numbers so you’ll see until Step 5 :D). I did not have an agent but it actually crossed my mind to have one at first. I also did not call FAMI beforehand to inquire because the information I got from the forum and blogs were more than enough for me to go with it. However, this does not work for everyone. As a general rule, it is still best that you do what would make you comfortable before diving into this. But don’t wait or delay too long (like what I did) because as Financial advisers would always say—the time to invest is NOW. 🙂

May I just note (based from experience) that looks like most bank tellers are not familiar with these so you must research well before talking to them because do expect that you’ll be the one giving them instructions on simple things such as pouching your documents to FAMI :D.

Happy investing!

Dropping By

Dear Sayote Kingdom,

Sorry for not visiting you for the longest time. No, I did not abandon you. Adult responsibilities just got more demanding but I still have lots of stories for you. Will start sharing again soon. Can’t wait. 🙂 ♥

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